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Features and benefits of Axis Bank Personal Loan
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Attractive Personal Loan Rates
- A balance transfer facility available for those who want to retire any higher cost debt
- Loans available against repayment track record of any existing Auto Loan, Personal Loan or Home Loan
- Zero balance SB account facility for Personal Loans customers
- Simple procedure, minimal documentation and quick approval
Eligibility for Axis Bank Personal Loan
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Eligibility Criteria |
Loan Amount |
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25 - 70 years of age. |
The minimum loan amount is Rs. 25,000 and the maximum loan amount could be up to Rs. 10,00,000 based on the Bank's qualifying criteria. |
Self Employment
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Eligibility
Criteria |
Salaried |
Self Employed |
|
Age |
21 - 60 years |
24 - 65 years |
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Annual Income |
Rs 1,80,000 (p.a) |
Rs 2,00,000 (p.a) |
|
Loan Amount Offered |
50,000 - 10,00,000 |
1,0,,000 - 10,00,000 |
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Tenure |
12 - 60 months |
12 - 60 months |
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Current Experience |
Minimum 1 year |
Minimum 3 years |
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Documentation |
1) Identity proof: Passport or voter's card or driving license or PAN card and photograph
2) Income proof: Latest salary slip showing all deductions or Form 16 along with current dated salary certificate (for salaried)
3) Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower employment proof or business continuity proof
4) Residence proof: Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements |
1) Identity proof: Passport or voter's card or driving license or PAN card and photograph
2) Income proof: ITR (last 2 years) and computation of income (last 2 years) certified by a CA, balance sheet, profit and loss statement (for self-employed)
3) Residence proof: Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements
4) Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower employment proof or business continuity proof
5) Business continuity proof |
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