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HDFC Ltd brings HDFC home loans with convenient repayment options to suit your budget at your doorstep.
You can take a Home Loan for following purposes
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Home Loan-If you want to purchase fresh or resale or construct houses can apply individually or jointly for HDFC home loan.
- Home Improvement Loan-HIL (Home Improvement Loan) facilitates in-house & peripheral repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminum windows.
- Home Extension Loan-HEL (Home Extension Loan) facilitates the extension of an existing lodging unit.
- Land Purchase Loan-HDFC Land Purchase Loan facilitates to purchase land. It can be for dream house or an investment for the future.
Features & Benefits of HDFC Ltd Home Loan
- Attractive Home Loan Rates.
- Options from Fixed Rate or Floating Rate are available.
- Maximum funding upto 80% of the cost of the property.
- Easy repayment options.
- Hassle Free Documentation.
- You can choose from Fixed Rate or Floating Rate.
- Flexible repayment options to suit your individual needs.
Current Home loan rates of Hdfc Ltd
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Loan Schemes |
Upto & including Rs 30 lacs |
above 30lacs to 75lacs |
above 75lacs |
HDFC Ltd
(Floating Rates) |
Scheme I : 10.75% (Fixed for 3 yrs )
Scheme II : 11.25% (Fixed for 5 yrs )
After that 10.50% rate or then applicable rate.
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Scheme I : 11.25% (Fixed for 3 yrs )
Scheme II : 11.50% (Fixed for 5 yrs)
After that 10.75% rate or then applicable rate.
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Scheme I : 11.75% (Fixed for 3 yrs )
Scheme II : 11.75% (Fixed for 5 yrs)
After that 11% rate or then applicable rate.
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Documentation required for HDFC Ltd Home Loan
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Salaried Customers |
Self Employed Professionals |
Self Employed Businessman |
| Application form with photograph |
Application form with photograph |
Application form with photograph |
| Identity and Residence Proof |
Identity and Residence Proof |
Identity and Residence Proof |
| Latest Salary-slip |
Education Qualifications Certificate and Proof of business existence |
Education Qualifications Certificate and Proof of business existence |
| Form 16 |
Last 3 years Income Tax returns (self and business) |
Business profile |
| Last 6 months bank statements |
Last 3 years Profit /Loss and Balance Sheet |
Last 3 years Income Tax returns (self and business)
Last 3 years Profit /Loss and Balance Sheet |
| Processing fee cheque |
Last 6 months bank statements
Processing fee cheque |
Last 6 months bank statements (self and business)
Processing fee cheque |
Personal Accident Cover
In order to ensure that your family is taken care of we also offer a Personal Accident cover of Rs. 4,00,000 at a nominal premium.
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