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ICICI Bank Home Loan offers you Home Loan for following purposes
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Home Loan- If you want to purchase a new home then you can apply individually or jointly.
- Home Improvement Loan- For your home improvement you can take the Home Improvement Loan from ICICI Bank.
- EMI Under Construction- EMI Under Construction helps you to make payments in EMI, in a partly sanctioned loan for an under construction project.
- Balance Transfer-ICICI Bank Home Loan gives you facility to transfer your running loan from an other Bank
- Top-Up Loan- ICICI Bank Home Loan facilitates the Top-Up Loan, an additional funding against the security of your property.
Features & Benefits of ICICI Bank Home Loan
- Attractive Home Loan Rates
- No charges on part pre-payment of your Home Loan
- Top Up & Home Improvement Loan facility available on existing Home Loan
- Home loan amounts suited to your needs
- Home Loan tenure upto 25 years
- Simplified Documentation
- Doorstep Delivery of home loan papers
- Sanction approval without having selected a property.
- Free Personal Accident Insurance policies
- Insurance options for your home loan at attractive premium
Current Home Loan Interest Rates of ICICI Bank Home Loan
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Loan Schemes |
Up to 25 Lacs |
From 25Lacs to 75 Lacs |
Above 75 Lacs |
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ICICI Bank
Home Loan |
Scheme I :10.50% (Fixed 1 yr)
Scheme II : 10.75% (Fixed 2yrs)
Scheme III : 10.75% (Fixed 3yrs),
then 10.50% |
Scheme I :11% (Fixed 1 yr),
Scheme II : 11.25% (Fixed 2yrs)
Scheme III : 11.25% (Fixed 3yrs),
then 11%
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Scheme I :11.50% (Fixed 1 yr)
Scheme II : 11.75% (Fixed 2yrs)
Scheme III : 11.75% (Fixed 2yrs)
then 11.50%
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Documentation required for ICICI Bank Home Loan
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Salaried |
Self employed |
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Age |
21years to 65years |
21years to 65years |
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Income |
Rs.1,44,000 (p.a) |
Rs.1,50,000 (p.a) |
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Loan Amount Offered |
2,00,000 - 1,00,00000 |
2,00,000 - 2,00,00000 |
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Tenure |
5years-20years |
5years-20years |
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Current Experience |
1years |
3years |
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Processing Fee |
0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher |
0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher |
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Documentation |
1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque |
1) Application form with photograph
2) Identity & residence proof
3) Proof of business existence
4) Profile of the Business
5) Last 3years ITR
6) Last 6 months bank statements
7) Processing fee cheque |
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