You can take a Home loan from INGVYSYA for following purposes
1) Self-construction.
2) Extension / Alteration / Up gradation of an existing property.
3) Purchase of a Resale House/Flat.
4) Purchase of a Used House/Flat.
5) Composite Loan (Purchase of a Site + Construction).
6) Balance Transfer from other Banks/Fin. Institutions with Top up Loan.
Features and benefits of INGVYSYA Home Loan
• Competitive interest rates
• Funding upto 85% of the cost of Property
• Floating Rate loans linked to HPLR i.e. Home Loan Prime Lending Rate
• EMI on a daily reducing balance method
• Flexible repayment options
• Maximum Loan Tenor upto 20 years
• Nil penalties on partial prepayments after 6 months of disbursal
Documentation and eligibility for INGVYSYA home loan
| |
Salaried |
Self employed |
|
Age |
23years to 58years |
25years to 65years |
|
Income |
1,20,000 p.a |
1,50,000 p.a |
|
Loan Amount Offered |
5,00,000 - 3,00,00000 |
5,00,000 - 3,00,00000 |
|
Tenure |
5years to 20years |
5years to 20years |
|
Current Experience |
3years |
3years |
|
Documentation |
1) Complete application form,
2) processing fees cheque,
3) Identification Proof,
4) Residential proof,
5) Signatures Proof, Last 3 months salary slip,
6) Form 16 ,Last 3 months bank statement |
1) Complete application form,
2) Identification Proof,
3) Residence Proof,
4) Last 3 year ITR,
5) Last 6 months bank statement ,
6) as Processing fees cheque |
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