Special Features :
- Loan is available for salaried and self employed
- Only one time processing fees and no hidden charges is there
- You can choose tenure from 5 years to 20 years Interest Rates
- You can transfer your existing high interest loan to lower interest and save on interest
Additional Benefits :
- Provide insurance on your home loan which protect your family from the burden for the repayment of the home loan in the unfortunate event of your death
- Give you the facility to save your tax
- It allows the top up on your home loan at attractive rate of interest if you repaying more than 6 months
Current Home Loan Interest Rates of Standard Chartered Bank Home Loan
|
Loan Schemes |
below 75lac |
Above 75 lacs |
| Standard Chartered Bank |
10%
|
10.50%
|
| |
Salaried |
Self employed |
|
Age |
21years to 60years |
21years to 60years |
|
Income |
Rs.1,80,000 (p.a) |
Rs.2,50,000 (p.a) |
|
Loan Amount Offered |
5,00,000 - 1,00,00000 |
5,00,000 - 1,00,00000 |
|
Tenure |
5years-20years |
5years-20years |
|
Current Experience |
2years |
2years |
|
Processing Fee |
0.5% |
0.5% |
|
Documentation |
1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
6) Processing fee cheque |
1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile,
5) Last 3 years profit/loss & balance sheet
6) Last 6 months bank statements
7) Processing fee cheque |
|
