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Standard Chartered Bank Home Loan

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Standard Chartered Bank Home Loan


Special Features :

  • Loan is available for salaried and self employed
  • Only one time processing fees and no hidden charges is there
  • You can choose tenure from 5 years to 20 years Interest Rates
  • You can transfer your existing high interest loan to lower interest and save on interest

Additional Benefits :

  • Provide insurance on your home loan which protect your family from the burden for the repayment of the home loan in the unfortunate event of your death
  • Give you the facility to save your tax
  • It allows the top up on your home loan at attractive rate of interest if you repaying more than 6 months

Current Home Loan Interest Rates of Standard Chartered Bank Home Loan
Loan Schemes below 75lac Above 75 lacs
Standard Chartered Bank 10% 10.50%

  Salaried Self employed

Age

21years to 60years

21years to 60years

Income

Rs.1,80,000 (p.a)

Rs.2,50,000 (p.a)

Loan Amount Offered

5,00,000 - 1,00,00000

5,00,000 - 1,00,00000

Tenure

5years-20years

5years-20years

Current Experience

2years

2years

Processing Fee

0.5%

0.5%

Documentation

1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
6) Processing fee cheque

1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile,
5) Last 3 years profit/loss & balance sheet
6) Last 6 months bank statements
7) Processing fee cheque