From 1st September. passengers booking train tickets through IRCTC will have the option to choose or reject the insurance coverage facility for the journey.
Presently, the train tickets online booking facility is available on the IRCTC (Indian Railway Catering and Tourism Corporation) website. The system of insuring the passengers for the journey and in case of accidents causing death or injury, suitable compensation is offered through insurance coverage.
So far, a nominal amount of Re.1 is being collected for this insurance coverage when the passengers book their train tickets online. This facility is available only and exclusively for the passengers who book their train ticket online at the IRCTC website. This insurance coverage is not available for the train tickets directly booked in the counters.
In this situation, a change is being introduced in this by IRCTC – from 1st September, the passengers who book online will have the option to prefer or leave the insurance coverage facility. A separate section is available on the page while booking online about this option – the passengers can fill their preference regarding choosing or rejecting the insurance coverage.
In case of the passengers who opted for insurance coverage meet with an accident during the journey, a compensation of Rs. 10 Lakh will be paid in case of death and a compensation of Rs. 7.50 Lakhs will be paid in case of severe injuries.