PG Cylinders come with Rs 40 Lakh Risk Cover
Every year, India sees its fair share of LPG cylinder mishaps causing loss of life, limb and material assets.
While most us know how to avoid accidents, few know that we have Rs. 40 lakh risk cover in case of damage due to cylinder explosion!
“Around 10,000 incidents of cylinder explosions take place in different part of the country every year. Instances of death in such incidents are low, but cylinder explosions cause maximum damage to houses and properties, besides Injury to people,” informed Ishwar Lal Jat, chief fire officer, adding that most people don`t claim this insurance amount in both cases !!
In fact, most companies have not seen a single insurance claim from citizens in years. Given the level of awareness, it`s not a surprise.
Bhanwar Singh Chauhan, a senior advocate, confirmed that customers are insured from the time they buy an LPG connection. “If a customer is kept in the dark, they can complain about it in the consumer court and even file a petition against the agencies concerned for withholding the information,” he said.
Insurance agents said it is very easy to get the claim — informs cops and gas agency, wait for survey by insurance officials and soon you will get the claim amount.
All it means that if you are a LPG user your life is insured in case of an accident for upto Rs 40 Lakhs. In case of an accident you can claim upto Rs 50 Lakhs incl damages and hospitalisation charges. The LPG companies and the govt are conveniently not advertising this order deliberately.
