Some procedures to protect online transactions
Posted on: 02/Oct/2017 3:24:17 PM
In these days of cashless transactions, it is imperative that everyone must be aware of the need for safety while doing these transactions.
With the basic decision of the central government to reduce all the cash transactions to the maximum extent, there is an increasing trend for all to change over to digital financial transactions.
Though there are some definite advantages in digital transactions, there always lurks the danger or the risk of cyber attacks. So, it is essential to be aware of this and take the necessary precautions.
The cyber experts have already observed and cautioned that with the increasing trend of the digital transactions, there is a corresponding increase in the cyber crimes as well. They inform and warn that swindling money online through malware viruses. Regular incidents are recorded where, under the guise of useful Apps, which are actually fraud set-up containing malware enabling the culprits to swindle money.
- So, it is doubly recommended that all necessary precautions must be taken and observed while opting for digital transactions.
- While searching for online trading on the net or while comparing the different existing rates for different traders, it is advisable to be careful.
- It is also better to avoid clicking on the web pages taking you to fraud sites. Be aware there are several cyber criminals who have set up these malware virus traps and waiting to swindle.
- Confirm even before clicking that the websites are safe and reliable. It is even more advisable to use an anti-virus software in your system/smartphone.
- It is better not to click the links for the various online traders – it is better to go directly to their authorized websites.
- It is again better not to use a single computer for a variety of purposes. If affordable, it is better to keep a separate computer or other devices exclusively for digital transactions.
- It is better to install Google Chrome and use https. A good anti-virus software is recommended.
- It is also better to create a separate and exclusive e-mail ID singularly for digital transactions. It is better to use temporary credit cards. In this, there is no risk even if data is accessed – at the same time, these temporary credit cards can be used only under special conditions.
- Password: Those who have several accounts can use the password manager service for the right systematic handling of these accounts. The password services will help in avoiding the usual mistakes made by using passwords. As an example, do not use the same password for different accounts.
- Better avoid using the facilities in public places and Wi-Fi facility for digital transactions. Note that hackers are eager and ready to take advantage of this.
- Do not save your personal confidential details such as your bank savings accounts.
- Do not use unknown Apps for these purposes. Use only authorised Apps. Type your personal data separately each time of usage. Download these Apps only from authorized websites.
Important points of safety:
- Be careful during digital transactions.
- Do not reveal your personal, confidential data.
- Do not indulge in digital transactions in public W Wi-Fi facilities.
- Use an exclusive email ID for digital transactions.
