Kumari Palany & Co

New regulations for the recent Central government free medical insurance

Posted on: 11/Oct/2018 11:31:49 AM
The central ministry of Health has explained that the families which own fridge, bike, or car or if the monthly income exceeds Rs. 10000 will not be qualified to be covered for free medical insurance scheme recently introduced by Prime Minister Modi.

The Prime Minister, Narendra Modi, inaugurated the National medical plan known as Ayushman Bharat on 25th September in Jharkhand.

As per this plan, each family can get covered under medical insurance up to Rs. 5 lakhs each year. Over 10 Crore families belonging to the lower strata of society with low or no income will benefit from this.

This plan is being implemented by NHA – National Healthcareer Association.

With this status, NHA has sent a circular to all the state governments regarding who are all eligible to be covered for free medical insurance coverage under this scheme. The details:

Families with a monthly income of over Rs. 10000 will not be covered. The families should not on a fridge, bike, or car.

The families residing houses which have 2 or 3 cars, or owning a fishing trawler, or tractor or other agricultural machines, or owning Kisan Vikas Patra with a value over Rs. 50000 will not be covered.

Those have landline telephones, or paying Income Tax, or paying Commercial Tax, or those who run businesses unrelated to agriculture, or the houses have 2 or 4 rooms or with a cement wall and concrete roofs will also not be covered.

Those who own more than 2.5 acres of agricultural land, or agricultural equipment, and those who have excess agricultural lands with 2 or more seasonal sowing/ harvesting or those who own a minimum of 7.5 acres of land and agricultural equipment will not be covered under this free medical insurance cover.

Statistical data analysis has been conducted in the year 2011 and has been added to the family data. Those who come under this category will also be not eligible to be covered in this scheme and this point has been emphasized to the district collectors and Assistant Commissioner.

Until now, beggars in the urban areas, persons who do household service, street vendors, those who squat on the streets and do business, construction workers, plumbers, masons, contract labourers, painters, welders, security staff, porters, and cleaners will all become eligible to be covered in this scheme.