By using the UPI App and scanning the QR Code, one can withdraw cash from the ATMs WITHOUT DEBIT/CREDIT CARDS!
For this facility, the ATM Organisation NCR Corporation has introduced the procedure based on UPI Platform to withdraw cash without cards – the procedure is known as “Interoperable Cardless Cash Withdrawal –ICCW”.
The procedure to withdraw cash from the new ATMs
To withdraw cash from the ATM one MUST possess any of the PI Apps - Gpay, BHIM, Paytm, Phonepe, or Amazon.
Scan the QR Code displayed on the ATM screen.
Once scanned, enter the amount of cash to be withdrawn.
Then, the 4 or 6 Digit UPIPIN number will be asked for. Once entered, you can withdraw the cash from ATM!
At the inaugural stage of this facility, only a maximum of Rs. 5000/- can be withdrawn in a single transaction!