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| Swarnanidhi Scheme |
Swarnanidhi is a flexible, 8 months gold booking scheme. This scheme will also help protect you against the rising gold rates.
Under this scheme you can book grams of gold every month for 8 months post you can redeem the grams booked in form of Tanishq jewellery at gold rate applicable at the time of redemption.
How does the scheme work?
YOU START THE SCHEME ON 1 JAN 2015. |
| 1st Installment |
1st Installment |
Amount paid |
(Assuming) Gold rate on 1st Jan |
Hence, Grams booked |
1st Jan 2015 |
30000 |
3000 |
10 gms |
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| 2nd Installment |
2nd Installment |
Amount paid |
(Assuming) Gold rate on 15th Feb |
Hence, Grams booked |
15th Feb 2015 |
10000 |
3100 |
3.22 gms |
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YOU REDEEM
This process continues till the last instalment in August 2015. Assuming that in 8 months you’ve booked 100 grams, this is how you can redeem it.
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| YOU REDEEM |
Date of redemption |
Total grams booked |
(Assuming) Gold rate on 1st Jan |
Total value of redemption |
1st Sep 2015 |
100 gms |
4000 |
400000 |
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Points to be noted:
TITAN is not responsible for changes in the gold rates. Customers are requested to be fully cognizant of the risks that rise or fall in gold rates can effect the value of the grams booked by them. TITAN will not be responsible for decrease in credit note value of the grams booked at the time of redemption due to fall in gold rates.
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| Gold Saving Offers In Tanishq |
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 Golden Harvest Scheme
Swarnanidhi Gold Scheme
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